FloodGate

Asset-level flood risk, translated into the numbers infrastructure lenders price with.
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1 · Find an asset
Country
Asset type
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Assets
Pick a country to list assets.
2 · Scenario & model options
Climate scenario
Projection year
Riverine model (GCM)
Coastal: subsidence
Coastal: sea-level rise percentile
Damage function
Flood protection standard
None
Standard enforcement
Only enforced standards reduce default risk (Assab 2025).
3 · Risk analysis
Expected damage — total
riverine + coastal · Eq. 3
PD uplift
+99 bps per 1 s.d. of expected damage
Adjusted PD
Flood depth by return period
Riverine Coastal
Depth-damage function
What flood risk does to the probability of default
baseline vs. flood-adjusted vs. flood-adjusted with the selected adaptation standard
Method: WRI Aqueduct Floods v2 inundation depths sampled at the asset location; damage via the selected depth-damage function; ExpectedDamage = Σj Damage(dj)/RPj per flood type (Eq. 3); +99 bps PD per 1 s.d. (0.043) of expected damage; enforced standards −4% PD, policy-only +2% (illustrative). Paper: Assab (2025). All data loads from CSV — swap the files in data/ to update the site.